The banks rely on the credit score to offer a new line of credit may it be a credit card or a loan. The CIBIL TransUnion score is measured out of 900 which provides the lender a clear indication of the applicant's liability based on his credit history.
A CIBIL score is like having a GRE scorecard that gives you a good license to apply for higher education abroad. If your CIBIL score is higher, higher are your chances to get loans and credit cards sanctioned.
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